2013-14 Open Enrollment
Human Resource Services is
pleased to announce our annual open enrollment period for the fiscal year
2013-2014. Benefit and retirement enrollment information will be
available via Banner Self-Service from Wednesday, May 1st through Friday, May
Employees are encouraged to review the below detailed
information and changes, as well as instructions prior to logging into Banner
Full-time employees who do not have
Dickinson College e-mail accounts may complete the open enrollment process
directly through Banner
Self Service by using their Banner ID and PIN (if a PIN is forgotten, please
contact the Helpdesk to reset it).
Click on the 'Banner
Select the ' Employee Information'
link under the 'Main Menu' heading.
Select ‘ Benefits and
Select ‘ Open Enrollment '.
Please be advised of the following MEDICAL
- Emergency Room Copay - Increased from $50 to $100 (waived
if admitted to hospital)
- Inpatient Copay - Increased from $150 to $200
- Deductible (in-network) - Increased from $0 to $100
individual/$300 family per plan year
- Deductible (0ut-of-network) -
Increased from $300 individual/$900 family to $500 individual/$1,500 family per
- Accumulation Period for medical and prescription benefit
maximums - Changing from a calendar year (January - December) to a plan year
(July - June)
- Benefit Limits and Out-Of-Network Out-Of-Pocket Maximum
will re-start on July 1, 2013
- An Out-Of-Network Deductible credit and a
Pharmacy Out-Of-Pocket Maximum credit will be appliced for members who have met
any of their Out-Of-Network Deductible and Pharmacy Out-Of-Pocket Maximum from
1/1/13 - 6/30/13 for 7/1/13
Plan Design Changes summary
- Increase in employee contribution
Please be advised of the following DENTAL changes:
- Coverage for white fillings on back teeth
Period for benefit Maximums/Deductibles - Changing from a calendar year (January
- December) to a plan year (July - June)
- Benefit Maximum will re-start on
July 1, 2013
- A Deductible credit will be applied for members who have
met any of their Deductible from 1/1/13 - 6/30/13 for 7/1/13
- Increase in employee contribution
VISION - N0 change in
employee contribution and no change in coverage
Please Note, In Accordance with IRS Regulations Regarding Flexible
- Health Care Flexible Spending Accounts
- Effective July 1, 2012, in accordance with IRS regulations, please note
that the maximum you may contribute to a Health Care Expense Account is $2, 500
per plan year.
- Effective January 1, 2011, new law mandated that health
care Flexible Spending Account participants will no longer be able to claim Over
the Counter (OTC) medicines and drugs as an eligible expense for reimbursement
without supporting documentation such as a physician's prescription. It is
important to note; however, that some OTC supplies, as well as insulin, will
remain eligible for reimbursement.
- Dependent Care
Flexible Spending Accounts
- Unlike the health care FSA, dependent care
FSA's are not "pre-funded"; employees will only receive reimbursement for the
amount deposited into the account as of the reimbursement date.
regulations do NOT allow reimbursements for services that have not yet been
provided, so even if you pay in advance for your expenses, you can only claim
service periods that have already occurred. For example, if you are required to
pay for all of January's child care expenses on January 1, you cannot claim the
entire month's expense until February.
- It is important to note that the
maximum for the dependent care FSA is a "family maximum". Therefore, if your
spouse contributes to an FSA at another employer, the combined election may not
exceed $5,000, or your personal limit if less than $5,000.
can generally exclude from gross income up to $5,000 of dependent care benefits
provided under the College's dependent care assistance program each calendar
year ($2,500 for married employees filing separately). Dependent care benefits
include flexible spending reimbursements as well as employee discounts at the
Dickinson College Children's Center. Any benefits in excess of $5,000 are
included in gross income with applicable taxes withheld on the final pay cycle
of the calendar year.
Open Enrollment Reminders:
- Current insurance benefits and retirement amounts will continue
into 2013-14 if no changes are made; however, flexible spending accounts
require an active re-enrollment.
- All deductions are on a
- Annual Giving contributions cease at the end of the
fiscal year (June 30) unless otherwise specified.
- Employees may choose
to allocate the College's EMPLOYER 7% retirement contribution to TIAA-CREF
and/or Fidelity. Employees with at least one year of full-time service are
eligible for this contribution.
- When you complete open enrollment via
Banner Self-Service, you will be able to see immediate
estimated results of what your pay will look like beginning
You will be able to change your elections at any time, up to the
deadline (May 31, 2013. All changes are effective July 1, 2013.
**If you are electing an insurance coverage
for the first time, or are adding or removing a dependent from your existing
insurance coverage, you must complete and return this
form to HR Services.**
accounts require additional paperwork. Materials may be picked up at HR